Loan Disclosure

Applications and eligibility

Loan Central reviews loan applications. Submitting an application does not guarantee approval or a loan offer. An eligibility update is an initial assessment, not a commitment to lend; only a final approval that states the loan terms is an offer of credit. Terms, availability and requirements vary by country.

Approved loans

If your application is approved, we will tell you the approved amount, interest rate, total amount repayable and repayment schedule in writing (by email and in your applicant portal). Those terms apply to your loan.

Interest is calculated at a flat rate per year on the approved amount for the full term. Repayments are due on the dates shown in your schedule. We send reminders before payments are due, but you remain responsible for paying on time.

No guarantee

We do not guarantee approval, interest rates, repayment terms or any credit outcome. Any loan offer, if made, would be provided separately in writing with its full terms.

Your responsibility

Borrowing is a serious commitment. Only borrow what you can afford to repay, and consider seeking independent financial advice.