Terms of Use

Last updated 1 October 2026

About this service

Loan Central lets you submit information so our team can assess whether you may be eligible for loan options. We provide a pre-qualification review. We do not guarantee approval, a loan offer, or any particular terms.

Your application

You agree that the information you provide is accurate, complete and your own. Providing false or misleading information may result in your application being declined and, where required, reported to the appropriate authorities.

You must be at least 18 years old (or the age of majority where you live, if higher) to apply.

Eligibility decisions

Eligibility decisions are made by our review team. An eligibility update is an initial assessment and does not create a binding obligation for either party. Any loan would be subject to separate written terms that you would need to accept.

Availability

Loan options, amounts and requirements vary by country and may not be available where you live. We may decline to review applications from locations where we cannot offer a service.

Acceptable use

You agree not to misuse the service, including by submitting automated or fraudulent applications, attempting to access other people's information, or interfering with the security of the platform.

Contact

Questions about these terms can be sent to support@loancentral.example.